Product Features | Defaqto Benchmark Criteria | | |
| Contents Cover Basis | All Risks | | |
| Contents Fine Art Single Article Limit | £25,000 or more | | |
| Contents Jewellery Single Article Limit | £10,000 or more | | |
| Contents in Outbuildings including Garages | Up to contents sum insured | | |
| Personal Possessions - Money | £10,000 or more | | |
| Personal Possessions - Cycles | Included | | |
| New Acquisitions | 20% of sum insured or more | | |
| Contents - Alternative Accommodation | Up to C/SI or 2 years or more | | |
| Public Liability | £10m or more | | |
| Employers Liability | £10m or more | | |
| Tenants Liability | £10m or more | | |
| Legal Expenses - Cover | Standard | | |
| Legal Expenses - Maximum Indemnity Limit | £75,000 or more | | |
| Unoccupancy Period | 180 days or longer | | |
| Matching Items Cover | Full | | |
| Direct Debit Mandate Free of Charge | Included | | |