Product Features
Cornhill Direct
Motor Insurance
Courtesy cars are provided when your own vehicle is being repaired. This service is provided to ensure that you will be able to continue with your normal day to day activities without disruption. Some insurers provide this cover as an ‘optional’ extension which will incur an extra cost. Our policy provides you with a courtesy car as ‘standard’Courtesy car
Unlike some insurers who not only charge you to include courtesy car cover and only provide you with a car14 days, our policy will let you keep the courtesy car until the repair on your own car has been completedCourtesy car period
If your car is not safe to drive or not 'roadworthy' after an accident then your car will need to be moved. Insurers in general provide two levels of cover, “service” cover where the insurer will arrange for someone to come out and help you and remove your car, usually to the insurers approved repairer, or a “cost” cover where any towing charges made for the removal of your car would be paid by your insurer, however, the arrangements would have to be made by yourself Our policy provides you with an Accident Recovery service where we will arrange for your car to be taken to one of our approved repairersRescue cover
If your car is not driveable following an accident, we will take your car and a maximum of six persons to the nearest Cornhill Direct Approved repairer or if you do not wish your car to be taken to a suitable repairer, we will arrange and pay for the transportation of your car and six people to your home address or your original destination Most insurers will only pay for the cost of protecting your vehicle and removing it to the nearest repairer and redelivering your car once it has been repairedRescue cover basis
Insurers who give full cover for your car in Europe normally limit the total number of days you are allowed to take you car abroad in any one year. We do not make impose any limits on the time of your foreign useMaximum free foreign days
If your car keys lock transmitter or immobiliser key are stolen, we will pay up to £500 towards the changing of your locks on your car. This is provided that you report the loss to the Police within 24 hours of discovering itTheft of keys
If you lose your car keys, lock transmitter or immobiliser key, we will pay up to £500 towards the changing of your locks on your car. This is provided that you report the loss to the Police within 24 hours of discovering itLoss of keys
We offer unlimited cover for the replacement of manufacturer audio equipment that you have fitted to your car or you put in yourself, if it is damaged or stolen following an accident, fire or theftAudio limit - manufacturer
We will pay for the full cost to replace your permanent manufacturer’s satellite navigation equipment if it is damaged or stolenSat. nav limit - manufacturer
If your child’s car and booster seats are damaged in following an accident, fire, theft or attempted theft, we will pay for the cost to replace themChild car seat claims basis
We will pay up to £200 for any of your personal belongings that are lost or accidentally damage in your carPersonal belongings
Cornhill Direct approved repairers will provide a repair guarantee for all work completed, following a claim made under your policy, for a period of 5 yearsRepairs guarantee
Our policy provides you with the option to include breakdown cover not only within the UK but we also to include cover EuropeBreakdown Cover (EU)
Key:
- Click on the question mark for further details on the product feature
- Meets or exceeds the level of cover selected
- Level of cover selected can be offered as an optional extra
- Does not meet the level of cover selected
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02 September 2010